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How Mr. Saeed AlNuaimi sees Ajman as the UAE’s next big business story

Mr. Saeed Mohammed AlNuaimi, a seasoned business and financial expert, shares insights on Ajman’s transformation, next-gen finance, and the role of education in shaping its future. By Shaguffta Patel

Ajman is rapidly emerging as a key player in the UAE’s economic landscape. In this conversation with Mr. Saeed Mohammed AlNuaimi, we explore how the Emirate is positioning itself as a hub for investment and intellectual capital by transforming its business ecosystem.

From studying marketing to managing your father’s business and working in finance, how have these diverse experiences shaped your career?

I pursued my marketing degree and while continuing my master’s in human resources I managed my father’s real estate and construction business gaining hands-on experience in team and business management.

I later transitioned into the financial sector where I have spent the past four years managing high-net-worth clients and large business portfolios. My role bridges finance, networking, and commerce—connecting companies with financial strength to investment opportunities that drive economic growth.

How does your DBA (Doctorate in Business Administration) support next-gen financial innovation?

My greatest achievement is my continuous pursuit of knowledge, spanning a bachelor’s in marketing, a master’s in HR, and now a DBA from the University of Central Lancashire, UK. My research focuses on financial fraud, comparing UK and UAE financial models to identify industry gaps and enhance financial security practices. The UAE’s Central Bank boasts of excellent cybersecurity, yet financial fraud remains a growing challenge requiring continuous investment in advanced security measures. Regular customers are the most vulnerable, making fraud prevention a top priority.

That being said, my research is still in progress and requires further refinement to narrow down its scope. I am exploring multiple aspects of financial fraud, and as I gather more data, I aim to pinpoint the most critical gaps and develop targeted solutions. The process is both engaging and challenging, as it requires in-depth analysis of real-world banking models and regulatory frameworks.

Ajman has evolved over the past decade. What business sectors could be the key demand drivers for its growth?

Ajman’s uniqueness lies in its easy navigation, less congestion, superior lifestyle, and warm community. Its strategic location offers significant investor potential. The government is enhancing tourism with attractions like the Al Zorah Golf Club and the prestigious Ajman Arabian Horse Beauty Championship, held under the patronage of H.H. Sheikh Ammar bin Humaid Al Nuaimi, Crown Prince of Ajman and many more.

Beyond tourism and lifestyle, Ajman’s real estate industry is becoming a major driver of growth. The emirate is witnessing an increase in residential, commercial, and hospitality developments, with attractive opportunities for both local and international investors. The government has implemented investor-friendly policies, making property ownership more accessible and ensuring long-term economic sustainability. As Ajman continues to expand, real estate remains a key sector fuelling its transformation into a thriving business and investment hub.

I am exploring multiple aspects of financial fraud, and as I gather more data, I aim to pinpoint the most critical gaps and develop targeted solutions

How do you see education shaping the city’s intellectual capital?

Ajman is home to some of the UAE’s top institutions, which play a critical role in fostering innovation and preparing future business leaders. The annual Ajman Chamber Summit connects educational institutes, investors, and students to showcase the emirate’s world-class education sector and help students explore career opportunities. By strengthening collaborations between academia and industry, Ajman is positioning itself as a knowledge hub, ensuring a highly skilled workforce that can contribute to the emirate’s long-term economic vision.

What does it take to lead the business landscape?

Education, social awareness, and critical thinking are essential to becoming individual economic powerhouses. Artificial intelligence will continue to revolutionize work, and reliable knowledge will remain at the core of global economics.

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